Payout rails, treasury, reconciliation and the compliance perimeter — sold as four integrations everywhere else, posted to one ledger here.
Four lines. Every one of them settles.
Push funds to 41 markets over the fastest local rail — Pix, SEPA Instant, FedNow, Faster Payments — from a single balance, with FX locked at quote time and the return code on the webhook.
Median settlement
Hold, convert and sweep across 30+ currencies. Available, pending and reserved are separate views on the same balance, and every quote is one your finance team can hedge against.
Over mid-market
Every movement posts twice, as it clears. Statements, journals and audit exports read from the same double-entry core the money moved through — so the close is a query, not a project.
Entries per movement
KYB, sanctions screening and travel-rule messaging run inline on the payout path. A blocked transfer reverses through the same transaction that created it, so the books never sit unbalanced waiting on a review.
Type II, audited yearly
Same client. Same core. Every service.
# one call — the rail, the FX and both entries
$ ledger payouts create --amount 250000 --currency BRL --rail pix
202 accepted · quote locked at 5.4210 · fee 0.25%
✓ settled in 0.4s · transfer tr_8842
$ ledger entries list --transfer tr_8842
debit balance:BRL 250,000.00
credit payout:pix 250,000.00
✓ books agree — drift 0.00
The service is the people too.
One engineer on your Slack Connect channel from first sandbox call to production volume — not a queue, not a rotation.
A cut-over plan per rail, dual-running against your current provider until both ledgers agree to the cent.
Sandbox mirrors production rail for rail — including failure codes, cut-off times and return windows you can test against.
People watching the rails, not just the API. Fifteen-minute response on settlement incidents, every day of the year.